Solution Series: Navigating a Failed Health Care System with Jennifer Walters and Matt R. Hale

46 Comments

1. Jennifer-
   I’m an RN who resigned from my home health position last year due to mandates. Any advice on where to look for work? Thank you!

2. For almost 30 years, we have been self employed. Making cash negotiations for treatment, plus being advocate for my husband and children- having limited Dr office coverage and basically just “catastrophic” insurance it was so much easier before Affordable Care Act. I still negotiate cash prices for many services and some Docs we are “self pay”. I have been my parents health advocate since 2008 I guided them through getting on Medicare. So many of the things in the discussion were very relevant as I have done cash negotiations and other “navigation tips”. Just exactly like the crazy 3 years of “the virus”.

   Many stories I could share that would be like an “amen corner”. I am thankful that those who have not had my experiences are able to learn from this excellent resource.

   Also, for those that this is new information, I pray you will be able to adapt and have quick learning speeds as CAF mentioned years ago.

   Thank you again! Corey, James, Jennifer and Matt!!!

3. Read rockefellers controlling the game

4. I have been enjoying every installment of the SS and this may be one of the best – the list of resources is amazing, making it so much easier to do the due diligence necessary – THANK YOU

5. Excellent!

6. What a terrific interview full of valuable information and great links! Thank you so much for this. I have shared it to many who are equally impressed. On the heels of your incredible content, I found this presentation by Twila Brase (author of “Big Brother in the Exam Room” of Citizens Council for Health Freedom to be unbelievably informative and frightening. I watched this presentation of hers in October of 2020 at the National Vaccine Information Center’s online conference titled “Protecting Health and Autonomy in the 21st Century”. The conference was and still is worth every penny of the price of admission just for this presentation alone. And that says a lot because there were many terrific presentations in the conference. Presently, ALL the presentations from the conference are available to watch at no cost. I can recommend this talk with the greatest enthusiasm. Please share it far and wide. So important. https://www.protectinghealthandautonomyinthe21stcentury.com/session-4-brase

   1. Holly,
      Yes thank you for the comments and the link! All of Twila’s wonderful information is included in one of the hundreds of links (lol) above: https://www.cchfreedom.org/ CCH is her organization. Her presentation at the NVIC was outstanding.
      Someday I hope to interview her!
      Have a great weekend,
      Jen

7. Great discussion! Thank you for this information, it is very helpful.

   1. Thank you Colleen!
      Have a great weekend,
      Jen

8. Another data beast found- an Israeli tech company named Carelon. They boast about having the health data of 1 in 3 Americans through their digital health platforms. They get this data by owning or partnering health insurance companies, such as medicare advantage health plans. So that they’ve got the data of medicare beneficiaries and their providers. One of their selling points is AI driven healthcare decision making. They boast that AI can make authorization and medical necessity for care decisions based on data the AI scans out of our medical records (never mind that much of the data that is in our medical records is inaccurate upcoded (by a biller, not by a doctor), or even completely false crap. Pardon my French, but “crap data in”, crap AI medical necessity decisions out. The Israeli tech company also wants us getting our health care off an app. They’ll use our data for “personalization” and to predict what we will do and to connect us to ‘appropriate resources”. Sort of or just like google and you tube and their personalized ads. Our health insurance premiums and all the money we paid into medicare will and is floating to an Israeli tech company, who in return will and is delivering an app that will deliver “referrals” based on AI predictions and personalization (like you tube?). As well as AI medical necessity decisions based on whatever is in our medical records (accurate or not), that the Israeli tech company also has access to and is in their databases. I personally don’t see this going well for anyone but the Israeli tech company and its investors

9. wow amazing information thank you. j.t.

   1. Thanks Justin,
      Glad you enjoyed it! I took so many notes during Matt’s information I almost forgot I was speaking as well! ; )
      Corey and James are the best.
      Have a great weekend,
      Jen

10. Hello – thanks to all for this invaluable info. Jennifer and Catherine have mentioned a transportation policy through AAA, but Ima having no luck finding info. I see trip insurance – where you have to fill out specific info and I see regular auto insurance. I can ask at my local office, but I want to make sure I am giving them the correct name/info. Any help is welcome. Thanks you.

    1. Susan,
       It is hard to find on the AAA website. It’s called Accident Insurance. I did put a link to it in my never ending list above. https://www.aaalife.com/accident-insurance I just love AAA, they are a great company.
       Hope that helps,
       Jen

11. Matt, I had no idea you were also writing articles for Solari. This is awesome, I am glad you are recognized for your knowledge base and contributions to humanity. You are certainly someone who lives it and is in the trenches from what I know of you when you did as I did and got your family out of a fascist state at a time when no one seemed to understand why voting with you feet is so powerful.

    1. Thanks for that comment.

12. Absolutely excellent info packed presentation! Just what I have been looking for. One thing that you did not address as how to use a HSA with all of this. I hate the health insurance, but was required to have it to put my son through engineering school. I have an HDHP with an HSA. Only use the HSA for dental expenses, as every DR visit has only resulted in a myriad of bad experiences. Everything from “you need your thyroid removed” to “you likely have rheumatoid arthritis”. Not to mention everything I went through with my sons sinus issues. Long story short, I don’t go to the doctor, I am not on medication. Neither is my husband or my son. We have lost all faith in the medical establishment. I watched my mom die in the hospital due to the opioids they had prescribed for years along with the complications from spinal surgery.
    I have many family members who are nurses, sadly they are all (5) part of the cabal, all fraud injected and trusting the “science”.
    I ramble, thank you so much for the invaluable information.

    1. Pam,
       I am actually dealing with HSA stuff right now! A relative of mine has a HSA that he never needed to use until now. In fact, he didn’t remember he had it anymore. lol I think he could have been using it for a variety of health related costs but, that is water under the bridge. I found a great site and tells you what your HSA can be used for and their contact info that will lead to better answers than I can give for sure.
       https://www.healthcare.gov/glossary/health-savings-account-hsa/
       After he left the HMO that was part of his retirement health plan, he terminated his contributions to the HSA. He was afraid he would lose his money in the plan but that was not the case for us. The Medicare Part G plan under BlueCross isn’t part of an HSA contribution but we have been able to access the funds for repayment of a couple of things. There is also a way for him to just cash the money out, that comes with a penalty fee. But we are focused on using it towards his medical supplies.
       I will let you know if we run into huge obstacles but for now it seems we can use the HSA funds for anything on the approved medical list:
       https://www.irs.gov/pub/irs-pdf/p502.pdf
       Again, check it out for yourself with people that know this way better than I do.
       BTW, one of the medical supplies was Rx’d by a doctor who was not on Medicare or part of his healthcare plan. It was just a Rx for catheter supplies written by a private pay doctor. We bought the supplies ourselves, followed instructions from his HSA and sent in the forms and we were reimbursed. Fingers crossed it keeps working that way.
       Have a great weekend,
       Thanks for your comment!
       -Jen

13. anything can and will be used against you said in a hospital nowadays.

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    1. Thank you! Keep up the great work.

14. Corey on the issue of Hospice my Mom passed at home and we utilized Dispatchhealth to come into the home and do the bloodwork and the tests and we worked with Hospice at the same time. And it was extremely helpful. Medicare covered Dispatchhealth. With that said all the family members chipped and took care of her until she passed.
    Jam Stivaly LMT
    Hydrex & Co
    Hydrex33@gmail.com

    1. James,
       Thank you for your comments!
       I am so glad you were able to gather together with hospice help at the end of her life. I am so sorry she passed, but so glad she wasn’t alone.
       I work in home health and sometimes we are given Hospice patients. Nothing is more important than having family around people when they pass. I am so glad that there is coverage for such an important part of our lives.
       My blood boils that during the lockdowns so many patients died without skin to skin contact of a hand or a warm kiss on their forehead.
       So excited about your podcast! Sounds extremely helpful!
       Have a great weekend, Jen

15. I have been in complimentary care for 37 years now. With that said I don’t believe we should throw the baby out with the bath water meaning we need allopathic care for emergencies. So self care needs to be taught to pat and healthcare providers which I’m going to be doing in podcasts soon about self care techniques. So thank you for helping individuals find their way thru the medical system.
    James Stivaly LMT
    CEO Hydrex &Co
    Hydrexsupplements.com
    Hydrex33@gmail.com

16. Excellent!
    Thank You.

17. This was excellent and packed full of valuable information. Thank you for doing this! I’ve been using a naturopath for years and am 57 with perfect health. It was worth every dime. Just sayin…..

    1. Suzanne,
       Excellent! Thanks for the comment!
       Jen

18. Thank you for this most informative presentation. It offers much to those of us who are skittish about participating in the “medical system”

    Jennifer–Yesterday I promptly ordered Big Brother in the Exam Room and hope you are able to interview the author of Terrain Therapy.

    I will stay tuned. Solari is the best!

    1. Christine, Dr Sam is on my list for sure! Enjoy the Exam Room book, lots of great information. Have a great weekend, Jen

19. Corey I checked on opting out of medicare. You can’t unless you want to opt of out social security all together. That would mean that you would no longer receive social security.

    1. Anne,
       100%. But, Doctors can ‘opt out’ of Medicare and you as a patient can then choose go to them. You would choose to use the doctors, clinics or dentists in “The Wedge” and pay cash, credit or barter (it’s between you and the doctor). https://jointhewedge.com
       It is a paradigm shift for sure. My sister is on Disability and Medicare, we found a great doctor who accepts her Medicare insurance when needed but mostly we pay cash for the appointment. This doctor is not in The Wedge, he is a doctor who accepts Medicare but is not part of a HMO plan like “medicare Advantage”. He has a little more freedom to choose how to treat her but her information is still being fed into the HIE Health Information Exchange system under the CMS.
       So we are careful with what we say to the doctor when in that exam room.
       Thank you for the comment!
       Jen

       1. Thank you Jennifer for this info. However, I have opted out of the system all together and now live on an island in Caribbean where I pay for all medical services out of pocket and there is no reporting system. That is why I wanted to know if I could opt out of Medicare. It is useless to me. I still pay for major medical insurance that covers what Medicare doesn’t but since it looks like, even if I do have to go to a hospital, with the US hospital system engaged in eliminating pensioners and the untaxed, it will not be in the US,

          1. Anne, Do you need a roommate? ; )
             Thank you for your comments! Your information is very helpful to me.
             -Jen

20. Wow! Thank you!

    The Surgery Center of Oklahoma in Oklahoma City might be a resource for folks. They’re private physicians who don’t take insurance. Mises and Lew Rockwell have printed articles by their founder, Keith Smith, MD, that I found helpful to understanding his values along with information about financial incentives that drive hospitals. The attempts to eliminate his business through lawmaking were really interesting. Unbeknownst to them at the time, a legislator was looking out for them. He also explains pricing and how they’re able to make a profit yet deliver service for far less than the typical insurance covered surgery.

    1. Pam, Yes! You are correct! We are on the same wavelength. Corey and I included them in the show notes above under Surgery Center’s with Cash Friendly Pricing: https://aapsonline.org/surgery-centers-with-cash-friendly-pricing/ There is a list of quite a few of them with Oklahoma Surgery Center being THE Pioneer in cash pricing for surgery. Have a great week! -Jen

    2. This is how Ron Paul did it when he was a practicing physician here in Texas. It’s nice to know doctors in a sister state like Oklahoma are doing the same.

21. Just finished watching the video. Jen Walters- one nurse to another, you’re the best. Matt too. Loved this. Thank you Corey.

    1. Nurse Carol,
       Thank you!
       Your comments below about CPT, ICD codes and Experian are horrifying.
       That is the reason I love what Nurse Twila Brase is doing with The Wedge at https://jointhewedge.com/ The doctors, dentists, surgery centers, pharmacies, clinics have left the Medicare system and are off of the health information exchanges (HIE). Where health data in patient medical records is not shared without vountary consent of the patient, parent or guardian.
       The other part I have found by going health plan free for so long and with a vaccine injured son, there are more doctors out there willing to give or barter their care than you would think. If we couldn’t afford the price of the visit, then I would ask for a payment plan or sliding scale or charity. Amazing how many came to our rescue when needed. And when we could afford to pay more we would offer to cover other’s visits when needed. It’s about healthCARE not state run money grabbers that murder people. I think we can change this paradigm for sure!
       Have a great week!
       Jen

       1. With he sort of coded claims data (diagnosis code and procedure code) being fed to Experian, it seems that it’d be possible, in theory, for them to assess vaccination (CPT code) versus adverse event (diagnosis code) zip code by zip code. Though the public (and a lot of doctors) isn’t really recognizing and reporting what is technically an adverse event after administration of an experimental drug, any entity with access to claims data could assess this, and more. Why is Experian so gung ho for getting it’s hands on claims data? Wish I had answers but just a lot of questions for now.

22. Thanks for taking the time to pull together these resources. I’ve worked in the system for decades and I have not been able to find a doctor accepting direct payment on my own. I’m going to look into these insurance alternatives as well. It seems to me that we pay insurance premiums and we pay for our own data to be given up through doctors and hospitals and insurance companies. Many entities making money off that data, as it passes through vendor after vendor after vendor. I watch a diabetic’s simple A1C blood test pass through 7 software systems (and that number is limited to what I can see; there are likely more that I don’t see)- all a unique vendor collating data and reporting, some of them .gov contractors, all grabbing their piece of the data, doing whatever they’re paid to do with it. I reported here a few weeks ago that I’m seeing the Experian (as “Experian Wellstar”) name on people’s blood work results. More recently I’m seeing the name on people’s medical records. I’m seeing whole health systems named “Wellstar”. This alarms me because Experian is known to me as a credit reporting agency and now they have access to health records, vaccination status, mental health diagnoses… It seems to me that Experian and whomever else controls data can easily assess vaccine adverse reaction rates- vaccination is reported with a CPT code. Diagnoses are reported with an ICD-10 code- such as the diagnosis codes for blood clots. It is nothing to pull a report correlating the CPT code for covid vaccine and the diagnosis codes for blood clots. Whomever is controlling claims data can do this, and it seems to me that Experian is positioning itself to be in control of claims data. Just some musings on my part, based on what I see in my corner of the world. I’m not sure what it means yet, except that when I have to see a doctor, I don’t want to sign any “HIPAA” forms, nor use any insurance if I can possibly avoid it

    1. For instance, what is this? Probably floating around on the internet by accident. https://www.experian.com/content/dam/marketing/na/healthcare/payer-lists/real-time-payer-list.pdf

       An “Experian Health” PAYER LIST: ELIGIBILITY, CLAIMS STATUS, NOTICE OF ADMISSION. Including 25 pages worth of health insurance company names, and something about claims status for hospital admissions and discharges. Again, I don’t know what it means. It does seem that Experian has some sort of involvement over payers and health systems though, and I wonder why.

23. Hello Miss Cory, I realized 27 yrs ago at age 40 the health care sys was failing. I was falling apart and sick as a dog, dr wanted to give statins and more, told me my bones and joints hurting were due to my age and would have to take meds the rest of my life, bone dr wanted to do neck surgery, nope never went back. Instead God sent a computer guy to start me on my journey learning food and health. Yes 27 yrs of study, way over 100 books, thousands of hrs of vids. Mostly self taught. Age 67 now bones and joints fine, BP 108 over 70 no meds, resolved my prediabetes with diet only, down 43 lbs, I eat 100 percent animal, no veggies or fruit. Any of us can be so very much more healthy. To quote Dr Sarah Hallberg DO, don’t follow the guide lines. Her 5 yr study on reversing type 2 diabetes is land mark, but ADA want teach low carb or very low carb. Easy to understand why. If we want to find how to be healthy we can. First step break our carb addiction.

    1. Jimmy, I am so proud of you! Yes, we can each find what works for our health if we are willing to put in the time for the research. Recently I have been running into multiple patients for post-op care with implantable devices for blood glucose monitoring. Diabetes care in certain hospital programs are telling extremely overweight people that their weight is not the cause of their type 2 diabetes, that they are “destined for diabetes with their genes”. Then they are talked into an implanted device that monitors blood sugar and some even an insulin pump. Then they must live each day using an app that tracks their bodily reactions and I think it can tell where you are or if you are asleep…UGH. I can’t imagine how implants and tracking will help anyone with type 2 diabetes, plus I am pretty sure the EMF isn’t helping them to feel better. You took your health into your own hands and are an inspiration to us all! God Bless, Jennifer

       1. Thank you Miss Jennifer. Drs in the low carb world have a saying “genes load the gun but what we eat cocks the hammer and pulls the trigger”. If I look at my grandad and my mom and dad. I was on the same road easy to see ie where I carried my weight, visceral area, not good. We men also have a big problem, we think if we are strong we are healthy, nope. High carb and high triglycerides are harming our liver, kidneys, heart blood flow etc etc etc. Nope don’t feel a thing until boom. I have a good bit of calcium in the artries, not one indication it is there. Wish I had a way to post my before and after pics here. So now I am working on reversing the calcium in the wrong place.

       2. I wonder about these AI controlled blood sugar management devices too. I don’t know a whole lot about these myself, except to say that I’ve seen diagnosis codes for the failure of these devices in overdosing or underdosing people on insulin. There’s a code for this? I do not understand why anyone would hand over bodily control to a medical device like this. A device that is so prone to fail that there is a code for that failure (I honestly don’t recall whether I saw the failure code as a diagnosis or a procedure code). They tell people that being overweight is genetic too, right before they sell the public on gastric bypass surgeries. I’d warn anyone I care about away from that surgery, personally.

          1. I know numerous people who’ve had the gastric bypass surgery. They may “work” for a year or two, but unless you’re also prepared to make numerous lifestyle changes, the surgery alone is unlikely to help in the medium to long term.

             The folks I know have mostly gained back their weight post-surgery, and then some.

             Also, much of the weight loss is a result of the prescribed liquid only diet, two weeks prior to, and six weeks after surgery.

             1. My aunt had gastric bypass surgery, she never left the hospital. She was one the best, most positive and happy people I have ever known. She had some type of sepsis and it killed her. It was awful.

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