Steven Mnuchin begins reforming America’s giant mortgage-guarantee firms
The Economist | 21 September 2019
Cathay Pacific’s fate rattles multinationals in Hong Kong
The Economist | 22 August 2019
Big Banks Are Shifting Mortgages Made Riskier by Climate Change Onto Taxpayers
Truth Out | 28 September 2019
Real Vision Finance | 14 September 2019
Live Wire Markets | 27 August 2019
Is the US Dollar Fading as the World’s Dominant Currency?
Conversable Economist | 20 September 2019
How domestic workers built America’s first co-op franchise
Shareable | 05 September 2019
Why Thomas Cook’s sudden collapse would be financially catastrophic for customers if it happened in the U.S.
Market Watch | 26 May 2019
The Disaster of Negative Interest Rates
Truth Dig | 25 September 2019
The Dollar Shortage & Liquidity Crisis?
Martin Armstrong | 23 September 2019
The World Economic Forum’s Fourth Industrial Revolution Plans to Use Technology to Remake the Physical and Biological World
Need to Know News | 24 September 2019
State-by-State Guide to Taxes
Kiplinger | 00 October 2019
TIL China used more cement in three years — between 2011 and 2013 — than the US did in the entire 20th century.
Reddit | 24 September 2019
‘The men who plundered Europe’: bankers on trial for defrauding €447m
Bloomberg | 21 September 2019
The Strong Towns Approach to Public Investment
Strong Towns | 23 September 2019
What a Relief that the U.S. and Global Economies Are Booming
Of Two Minds | 13 September 2019
China is building a ‘comprehensive system’ for tracking companies’ activities, report says
CNBC | 03 September 2019
Taiwan president accuses China of ‘dollar diplomacy’ after country loses recognition from largest Pacific ally
Fox News | 17 September 2019
The Fed Will Restart QE In November: This Is How It Will Do It
Zero Hedge | 19 September 2019
Press Release: Wendel and Existing Shareholders to Sell Additional Stake in Allied Universal
Wendel Group | 18 September 2019
https://www.bloomberg.com/news/articles/2019-09-18/london-banker-expresses-regret-for-role-in-german-tax-scandal
Bloomberg | 18 September 2019
Banks in Iran, Russia Connected via Non-SWIFT Financial Messaging Service
Financial Tribune | 17 September 2019
Transparency in Opportunity Zones
Yumpu | 10 September 2019
Missing Paychecks Leave Small Businesses Scrambling
WSJ | 18 September 2019
EU creates directorate for European defense industry
Pimco | 16 September 2019
“The Greatest Economy (N)Ever”: Gundlach’s Full Webcast Slides
Zero Hedge | 17 September 2019
Goldman Sachs Brings on former Amazon Executive as Partner
The Wealth Advisor | 16 September 2019
Financial State of the States 2019: This year the study found that 40 states do not…
Truth in Accounting | 24 September 2019
JPMorgan: We Believe The Dollar Could Lose Its Status As World’s Reserve Currency
Zero Hedge | 24 July 2019
Will Chicago Be The Largest US City To Declare Bankruptcy?
Zero Hedge | 19 August 2019
Oklahoma pension fund reports $4.2 million cyber theft
APNews | 06 September 2019
Pension World Reels From ‘Financial Vandalism’ of Falling Yields
Bloomberg | 17 August 2019
A student loan fintech just closed a $300-million securitization
Business Insider | 12 September 2019
U.S. Deficit Tops $1 Trillion in First 11 Months of Fiscal Year
WSJ | 12 September 2019
ECB Launches Major Stimulus Package, Cuts Key Rate
WSJ| 12 September 2019
Chart of the week: Bond returns soar this year, but income falls further
FS Investments | 06 September 2019
Land of the “Super Founders“— A Data-Driven Approach to Uncover the Secrets of Billion Dollar Startups
Medium.com | 05 December 2018
Farmageddon Is Real And Farmers Are Suffering
Bruce Wilds | 05 September 2019
Why Is Ricardo Lara Quiet on Hundreds of Thousands of Homeowners Insurance Cancellations?
CA Globe | 06 September 2019
Testimony-Financial Stability: Governor Lael Brainard, Before the House Financial Services Subcommittee on Consumer Protection and Financial Institutions, U.S. House of Representatives, Washington, D.C.
Federal Reserve | 25 September 2019
Central Bankers’ Desperate Grab for Power
Truth Dig | 17 September 2019
Asia’s Richest Man Grooms the Heirs to His $50 Billion Fortune
The Wealth Advisor | 17 September 2019
$53.2 Billion In QE Lite: Fed Concludes First Repo In A Decade Amid Liquidity Panic
Zero Hedge | 18 September 2019
India’s Petronet signs LNG deal with Tellurian
Reuters | 21 September 2019
$53.2 Billion In QE Lite: Fed Concludes First Repo In A Decade Amid Liquidity Panic
Zero Hedge | 18 September 2019
Goldman Sachs Brings on former Amazon Executive as Partner
The Wealth Advisor | 16 September 2019
Global spare oil capacity in U.S. hands after Saudi outage
Reuters | 14 September 2019
What a Relief that the U.S. and Global Economies Are Booming
Of Two Minds | 13 September 2019
LSE rejects bid, and Hong Kong exchange says it will take its offer to shareholders
Market Watch | 13 September 2019
The US Massively Underestimates the Trade War Blowback
Naked Capitalism | 13 September 2019
ECB Launches Major Stimulus Package, Cuts Key Rate
Wolfstreet | 13 September 2019
The Great Land Robbery: The shameful story of how 1 million black families have been ripped from their farms
The Atlantic | 00 September 2019
Jeff Bezos abruptly cuts health benefits for nearly 2,000 part-time Whole Foods workers
Salon | 14 September 2019
Whole Foods is cutting medical benefits for hundreds of part-time workers
Business Insider | 13 September 2019
Is Chicago Doomed?
Martin Armstrong | 10 September 2019
Morning Brief: SEC Chief Warns About Rising Corporate Debt Levels
Advisor Hub | 10 September 2019
Hong Kong Stock Exchange Bids Nearly $37 Billion for London Rival
WSJ | 11 September 2019
Lenox Air Conditioner Manufacturer Cites Colder Temperatures for Decline in Sales
Martin Armstrong | 11 September 2019
How NeoCon Billionaire Paul Singer Is Driving the Outsourcing of US Tech Jobs to Israel
Mint Press News | 11 June 2019
MSCI to Strengthen Climate Risk Capability with Acquisition of Carbon Delta
Market Watch | 09 Sept 2019
CA Taxpayers Paying Wildly Inflated Costs for Public Employees’ Health Plans
CA Globe | 09 Sept 2019
‘Junk’ rating for Ford from Moody’s hurts ability to borrow money, warns investors
Free Press Detroit | 09 Sept 2019
The Big Short’s Michael Burry Explains Why Index Funds Are Like Subprime CDOs
Bloomberg| 04 Sept 2019
New York Hits Out-of-Stater With Hefty Tax Bill Over Vacation Home
Market Screener | 09 Sept 2019
Activist Investor Elliott Wants Changes at AT&T
Fool.com | 09 Sept 2019
Paul Singer
Wiki | 09 Sept 2019
Elliott Management Corporation
Wiki | 09 Sept 2019
Exclusive-Germany considers ‘shadow budget’ to circumvent national debt rules – sources
Trust.Org | 05 Sept 2019
NY Fed President John Williams says low inflation is ‘the problem of this era’
CNBC | 04 Sept 2019
Trump administration unveils Fannie, Freddie overhaul, urges Congress to act
Reuter | 05 September 2019
Treasury Designates China as a Currency Manipulator
US Treasury | 05 September 2019
Alan Greenspan says it’s ‘only a matter of time’ before negative rates spread to the US
CNBC | 03 September 2019
Atlanta Fed model pares U.S. third quarter GDP view to 1.7%
Reuters | 03 September 2019
Goldman Sachs’s Partnership Is Shrinking
WSJ | 04 September 2019
Disrupting Big Ag
FT | 18 August 2019
Tell Pampers, wireless “smart” baby diapers are not safe!
David Icke | 02 September 2019
Michelle Cruz Rosado | 07 May 2012
Brave New World: Uncle Sam is taxing robots as companies invest in advanced tech
NY Post | 25 August 2019
Morrison government proposes $10,000 cash limit for Australia
New Castle Herald | 12 August 2019
Banks Near Tipping Point as Negative Rates Draw Danish Warning
Bloomberg | 27 August 2019
Dalio Says Central Banks Are Losing Ability to Reverse Downturns
Bloomberg | 28 August 2019
The Key to a Sustainable Economy Is 5,000 Years Old
TruthDig | 28 August 2019
Well It’s Happened Robots are Being Taxed
Giza Death Star | 28 August 2019
Pension World Reels From ‘Financial Vandalism’ of Falling Yields
Bloomberg | 27 August 2019
Why Johnson & Johnson shares surged after $572m opioid court reverse
Yahoo News | 27 August 2019
If Strong Towns Is Right and Cities Are Insolvent, Why Do So Many Seem to Be Doing So Well?
Strongtowns | 25 August 2019
Pull, Push, Pipes: Sustainable Capital Flows for a New World Order
Mark Carney-Group of 30 | 00 July 2019
Why Jackson Hole This Year Looks Like One of the Best Ever
Bloomberg | 22 August 2019
Here’s what you need to remember from the G7 summit in Biarritz
Euro News | 00 July 2019
Back to Shauble: No Way Forward That is Not a Reform
Giza Death Star | 27 August 2019
CNN | 27 August 2019
Yale Endowment’s Second-in-Command Takahashi to Step Down
Yahoo | 24 August 2019
A Critical Threshold Has Just Been Crossed, And Things Will NEVER Be The Same Again…
The Economic Collapse | 23 August 2019
Beijing Pledges Fight “To the End” Against U.S. Economic Confrontation – Let It Be So…
The Conservative Tree House | 25 August 2019
President Trump and Prime Minister Boris Johnson Discuss “Big Trade Deal”….
The Conservative Tree House | 25 August 2019
Causeway Bay retail landlord offers to cut rent by 44 per cent as Prada closes flagship store next year amid dwindling foot traffic
SCMP | 23 August 2019
PG&E Shareholders Are Worried That They Now Might Be Wiped Out
Seeking Alpha | 22 August 2019
Federal Deficits to Grow More Than Expected Over Next Decade, CBO Says
WSJ | 21 August 2019
When CEOs Promise a Kinder Capitalism, Watch Your Wallet
NY Mag | 20 August 2019
Germany to Test Haven Demand as 30-Year Bond Coupon Set at 0%
Bloomberg | 19 August 2019
Trump Says He Can Issue Capital Gains Tax Cut With Executive Order
Zero Hedge | 20 August 2019
12 Reasons Why Negative Rates Will Devastate The World
Zero Hedge | 19 August 2019
David Graeber on capitalism’s best kept secret
Medium.com | 14 August 2019
Maximizing shareholder value can no longer be a company’s main purpose: top CEOs
Market Watch | 21 August 2019
States to Move Forward With Antitrust Probe of Big Tech Firms
WSJ | 19 August 2019
She’s 63 and living by the beach in Mexico on $1,000 a month: ‘I can’t imagine living in the U.S. again’
Market Watch | 19 August 2019
Treasury rally gets supercharged by pension fund, insurer hedge flows?
Pensions & Investments | 16 August 2019
LSE’s big stocks start trading after longest glitch in 8 years
Pensions & Investments | 16 August 2019
Is Pimco Right That Negative Yields Make Sense?
Bloomberg | 07 August 2019
U.S. Stocks Tumble as Economic Worries Mount: Markets Wrap
Bloomberg | 13 August 2019
RBC’s Cassidy on what makes this yield curve inversion different and..
CNBC | 15 August 2019
Traders Have Been Gripped by Once-in-a-Generation Dash to Safety
Bloomberg | 15 August 2019
HUD Throws in the Towel on Down Payment Assistance Revisions
Balard Spar | 15 August 2019
Secretive Brother Runs Side Bets for $58 Billion Chanel Empire
Bloomberg | 14 August 2019
Main yield curve inverts as 2-year yield tops 10-year rate, triggering recession warning
CNBC | 13 August 2019
Most Hong Kong firms fall short in ESG disclosures despite progress made, says BDO
SCMP | 26 January 2018
University of Michigan criticized for investment in Detroit
MI Live | 19 July 2019
Volcker revamp to ease banks’ trading rules, path to investments
Pensions & Investments | 13 August 2019
Middle Class Death Spiral: Consumers Have Never Been In More Debt, And Bankruptcies Are Surging
The Economic Collapse | 13 August 2019
U.S. core inflation hits six-month high in broad-based gain
Bloomberg | 13 August 2019
Why the EU’s ESG taxonomy matters to Asian asset managers and investors
The Asset | 12 August 2019
ESG Regulatory Reform Impact on Asset Managers: ESG REFORM AGENDA. July 2019
London Baker & McKenzie | 01 July 2019
UBS’s Rich Clients to Feel Negative Rates as Fees Extended
Bloomberg | 06 August 2019
First U.K. Contraction Since Wake of Crisis Raises Brexit Stakes
Bloomberg | 09 August 2019
HSBC Greater China chief Wong leaves for external role
Reuters | 09 August 2019
Unit of China’s sovereign wealth fund takes over Xiao Jianhua-linked HengFeng Bank in third case of nationalisation since May
SCMP | 08 August 2019
Greenspan Sees No Barriers to Prevent Negative Treasury Yields
Bloomberg | 13 August 2019
China’s Digital Currency Coming Soon, Says Central Bank
IB Times | 12 August 2019
Legislation That Would Surreptitiously Steal Social Security’s $2.9 Trillion Surplus Has Been Defeated – But 97% of Republicans Voted For It
Social Security Works | 12 August 2019
JPMorgan: The Fed Will Need To Restart QE Soon
Zero Hedge | 11 August 2019
Denmark’s 3rd Largest Bank Is Now Paying People To Take Out A Mortgage
Zero Hedge | 10 August 2019
Saudi Plans for Biggest-Ever IPO Are Back On
WSJ | 09 August 2019
Bonds, Gold Bid As Italian Political Crisis Re-Emerges: Salvini Demands Fresh Elections
Zero Hedge | 08 August 2019
Saudis Are Discussing Options With Producers to Halt Oil’s Slide
Bloomberg | 07 August 2019
US Aims To Sever Huawei From Government Business
Law 360 | 07 August 2019
When You Get An Email Like This From The Fed, It May Be Time To Panic
Zero Hedge | 08 August 2019
U.S. Designates China as Currency Manipulator
WSJ | 05 August 2019
Putin’s Pledge to Ditch the Dollar Is Slowly Becoming a Reality
Bloomberg | 03 August 2019
Buffett backs off stock rally as his cash pile hits $122bn
Big News Network | 05 August 2019
The New York Fed Bailed Out Financial Gangs on Wall Street and Ended Up Owning a Gang-Riddled Mall in Oklahoma City
Wall Street on Parage | 02 August 2019
Everyone Hates Customer Service. This Is Why.
WSJ | 03 August 2019
Pro-China Boris? Britain’s new PM ‘enthusiastic’ about Beijing’s new Silk Road
RT | 24 July 2019
The Worst Budget Deal in History
The Independent | 23 July 2019
Fed Cuts Rates by a Quarter Point, Ends Portfolio Runoff
WSJ | 31 July 2019
Ron Whitney, IRTA
Beyond Money Podcast | 31 July 2019
China, U.S. Plan Next Round of Trade Talks for September
Bloomberg | 31 July 2019
On the road to a US-German trade war
OMFIF | 31 July 2019
Apple and Goldman Sachs Credit Card Targeting August Launch Date
Bloomberg | 26 July 2019
Capital One says information of over 100 million individuals in U.S., Canada hacked
The Wealth Advisor | 30 July 2019
SEC Plan Gives Audit Relief to Firms That Wiped Out Over $290 Million
WSJ | 26 July 2019
Eight asset managers unite for One Planet initiative
City Wire | 11 June 2019
Meet The Trillion-Dollar Tax-Haven-Whistleblower Who Was Exiled From His Homeland
Zero Hedge | 29 July 2019
Moody’s buys climate-data firm to help investors price impact of a warming planet
CBS News | 26 July 2019
Trump Says U.S. to Take Action Against France for Tax on American Tech Companies
WSJ | 26 July 2019
France 24 English | 15 February 2018
Economic Growth Slowed to 2.1% in Second Quarter
WSJ | 26 July 2019
Streaming TV is about to get very expensive – here’s why
The Guardian UK | 27 June 2019
ECB Signals Rate Cut, Possible Stimulus Relaunch
WSJ | 25 January 2019
Nissan to Cut 12,500 Jobs as Its Profit Plunges
WSJ | 25 January 2019
CEO: Schools reject offer to pay students’ late lunch bills
AP News | 23 July 2019
Amazon Plows Into Real Estate Market With Realogy Pact To Transform Homebuying Process
Zero Hedge | 23 July 2019
New American Fortune 500 in 2019: Top American Companies and Their Immigrant Roots
New American Economy | 22 July 2019
White House and Congress Reach Deal on Spending, Debt Ceiling
WSJ | 22 July 2019
New ‘rhino bonds’ to allow investors to help with wildlife conservation
CNBC | 18 July 2019
Finra arbitrators order Morgan Stanley to pay $3.3 million for concealing evidence
Investment News | 18 July 2019
California Economy Declining Significantly
Martin Armstrong | 22 July 2019
Debt-Ceiling and Spending Negotiations Split Republicans
WSJ | 22 July 2019
Elizabeth Warren’s Private Equity Plan Seeks to Strip Industry of Riches
News Max | 21 July 2019
Texas Teachers closes in on planned Singapore office
Asian Investor | 20 July 2019
Trump faces new hit on deficit
The Hill | 19 July 2019
Stopping a Retirement Crisis
Plan Sponsor | 19 July 2019
Some Good News On Multiemployer Pensions
Forbes | 17 July 2019
Pelosi Rejects Latest White House Offer On Debt-Ceiling Deal As Talks Stall
Zero Hedge | 19 July 2019
The Senate Math That Could Block SECURE Act
Plan Sponsor | 08 July 2019
France & the New Digital Tax
Martin Armstrong | 22 July 2019
As U.S. ‘superstar’ cities thrive, weaker ones get left behind
Reuters | 19 July 2019
Income Inequality
Inequality Org | 19 July 2019
Fidelity, Ashton Kutcher invest in ESG asset manager
City Wire | 18 July 2019
2019 Higher Education Climate Leadership Summit: Reflections on Action and Impact
International Endowments | 00 February 2019
One planet sovereign wealth funds: Integrating Climate Change Risks and Investing in the Smooth Transition to a Low Emissions Economy
One Planet SWFS | 00 February 2019
EU agrees to sustainable investment disclosure framework
Pi Online | 08 March 2019
FASB Votes to Delay Credit Loss Standard for Some Lenders
WSJ | 17 July 2019
“You’re All Serial Killers”: Outraged Californians Slam $2 Billion PG&E Rate Hikes
Zero Hedge | 19 July 2019
U.K. Audit Regulator Gets a New Leader as Bigger Changes Loom
WSJ | 18 July 2019
Amazon Offers Sellers a Leg Up, With a Catch
WSJ | 19 July 2019
Equifax to Pay Around $700 Million to Resolve Data-Breach Probes
WSJ | 19 July 2019
Trump ‘Looking Into’ Pentagon’s JEDI Contract
Next Gov | 18 July 2019
New study uncovers China’s massive hidden lending to poor countries
Big Think | 18 July 2019
My Journey from Free Market Ideologue to Strong Towns Advocate, Part 5: Commercial Development
Strong Towns | 15 July 2019
Should We Save the American Mall?
Strong Towns | 12 July 2019
https://youtu.be/Jp3oOscPrE8
Greg Hunter | 16 July 2019
Real Vision Finance | 09 May 2019
How has the global real estate investment market evolved in 2018?
MSCI | 18 July 2019
China’s Import And Export Statistics And The Outcome Of The G-20 Meeting Between Trump And Xi
Seeking Alpha | 28 June 2019
As Wall Street Celebrates Soaring Stocks, Companies Are Literally Shutting Down All Over America
Zero Hedge | 17 July 2019
CEO of railroad giant CSX says the economy is the ‘most puzzling’ he’s seen as stock plummets
CNBC | 16 July 2019
Boris Johnson Says U.S. Trade Deal Won’t Be Forged Quickly
Bloomberg | 17 July 2019
U.S. Is Heading to a Future of Zero Interest Rates Forever
Yahoo News | 17 July 2019
Foreign purchases of American homes plunge 36% as Chinese buyers flee the market
CNBC | 17 July 2019
Yacht Owners Ditch Life on Land for the High Seas
WSJ | 17 July 2019
Social Security and American Public Opinion
Gallup | 18 July 2019
Global Insights on Key G20 Summit Issues
Global Insights | 16 July 2019
Uneasy ECB May Mull Bank-Bond Buying Amid Unappealing Menu
Bloomberg | 15 July 2019
The EU may be overplaying its hand in Swiss stock exchange standoff, experts say
CNBC | 10 July 2019
Real Vision Finance | 15 July 2019
Congress Is Coming for Your IRA
WSJ | 09 July 2019
Congress Moves to Put Pension Benefit Guaranty Corporation On Taxpayer Dole
Real Clear Markets | 15 July 2019
Gundlach: Corporate Debt Is a Ticking Time Bomb
The Wealth Advisor | 14 July 2019
De-Dollarizing the American Financial Empire
Guns and Butter | 11 July 2019
Why states and cities should stop handing out billions in economic incentives to companies
The Conversation | 11 July 2019
Eight asset managers unite for One Planet initiative
CityWire | 11 July 2019
Two of the world’s most powerful demographic drivers: China and India
Credit Suisse | 16 June 2019
Wealth of nations: Mostly higher than in 2007
Credit Suisse | 27 February 2019
California Becomes First State to Allow Illegal Aliens Taxpayer-Funded Health Insurance
CA Globe| 10 July 2019
Unmortgage strikes a $623 million deal with Allianz to launch a property purchasing fund
Business Insider | 11 July 2019
Behind the Lens: This Vacant City Block Will Soon Be the Tallest Building in Michigan
Governing | 11 July 2019
Simi considering risky pension obligation bonds to refinance much of $147M CalPERS debt
VC Star | 11 July 2019
The World’s First Trillion Dollar Oil Company Has A Big Problem
Oil Price | 10 July 2019
U.S. Launches Probe of French Digital Tax
WSJ | 10 July 2019
Stocks close higher, S&P 500 hits 3,000 for the first time as Fed chief signals rate cut ahead
CNBC | 10 July 2019
Blackstone and Pimco Tussle as Mortgage Lender Goes Bankrupt
Bloomberg | 08 July 2019
France passes tax on tech giants despite US threats
BBC | 11 July 2019
Michigan governor pans a pension bond proposal
The Bond Buyer | 09 July 2019
Jerome Powell Says Outlook Hasn’t Improved in Recent Weeks, Setting Stage for Rate Cut
WSJ | 10 July 2019
CNBC | 09 July 2019
Testimony of Chair Jerome H. Powell: Semiannual Monetary Policy Report to the Congress
Before the Committee on Financial Services, U.S. House of Representatives, Washington, D.C.
Federal Reserve | 10 July 2019
A revolutionary treatise goes on the block
The Economist | 06 June 2019
Following Deutsche Bank’s News, Every Major Wall Street Bank Closed in the Red Yesterday
Wall Street on Parade | 09 July 2019
Monitoring the World’s Progress on Financial Inclusion
Gallup | 08 October 2012
Richard Branson’s Space Unit to Go Public
WSJ | 09 July 2019
“It’s Going To Be Carnage” – Deutsche Begins Culling 18,000 Employees
Zero Hedge | 08 July 2019
African leaders launch landmark 55-nation trade zone
DW | 04 July 2019
America’s Concealed Crisis: Fifty Years of Economic Decline, 1969 to 2019
Of Two Minds | 01 July 2019
Welcome To Chapwood Index The Real Cost Of Living Increase Index
Chapwood Index | 01 July 2019
How Federal Tax Reform Is Changing Government Borrowing
Governing | 03 July 2019
HK currency market coming unhinged. HK interbank lending rate skyrocketing (up 30bps tonight alone!) as money evacuates the system.
Kyle Bass | 03 July 2019
Lagarde’s shattering ECB move
OMFIF | 04 July 2019
Now in Effect: West Virginia Law to Start Treating Gold and Silver as Money
Tenth Amendment Center | 01 July 2019
China Accounts For The Bulk Of U.S. Fireworks Imports
Statistica | 06 July 2018
Australia Lowers Rate to Historic Low of 1%
Martin Armstrong | 03 July 2019
America’s Concealed Crisis: Fifty Years of Economic Decline, 1969 to 2019 by Charles Hugh Smith
Of Two Minds | 01 July 2019
Chapwood Index: The Real Cost Of Living Increase Index
Chapwood Index | 01 July 2019
