By Eleanor Laise

EDITOR’S NOTE: This article was originally published in the April 2012 issue of Kiplinger’s Retirement Report.

Traditional pension plans are supposed to offer a predictable plot line: You work a certain number of years, and in the end, you get a specific monthly benefit.

But for a growing number of seniors in or near retirement, these plans are more like a fast-paced detective story — one that’s full of surprises, many of them unpleasant.

Continue reading the article . . .

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